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A Comparison Chart of Chinese and Japanese Mortgage Rates

By Tom 1 min read Financial Clarity Society Positive Energy

Many people think the current mortgage rate of 3.1% is already very low, and there is no need to do anything. But look at the line for Japan next to it. Back then, they also thought 4% was the bottom, and then it fell all the way to 0.25%.

This chart is telling us: if you think the money in your hand cannot earn 3% through investment, and may even lose money, then paying off the mortgage now is actually “earning” the bank’s interest.

Instead of betting on a future economic rebound, it is better to first unload the burden you are carrying now.

#interest-rates

Positive Energy
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Instead of staring at a few leftovers on ordinary tables, we should look at the enormous losses in transport, logistics, processing, and production.
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The Biggest Absurdity of Chinese-Style Weddings

The most ironic part is that the roles of audience and actor keep rotating. Today people watch coldly as guests; tomorrow they expect to be watched as protagonists.
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The Most Hidden Violence Is Not a Fist. It Is Making You Doubt Yourself.

In low-level social structures, emotional suppression can be used to make capable people lower their heads, explain themselves, and accept someone else as the judge.